We've helped hundreds of Kiwis Save thousands on their mortgages

Your Home Loan Is Costing You More Than It Should

Mortgage Rates Just Dropped! Why Are You Still Overpaying?

We are helping homeowners refinance and save up to $1,500+/month.

See if you qualify for better rates, lower repayments and cash back (takes 60 seconds, no obligation)

Our trusted team of mortgage brokers have helped hundreds of Kiwis refinance their mortgage and save on their mortgage repayments.

Next Step: Complete the questions below to have your mortgage reviewed to see if you qualify for better interest rates, lower repayments and cash back.

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Your Home Loan Is Costing You More Than It Should

We've helped hundreds of Kiwis refinance their mortgages

As mortgage brokers, we assist homeowners in refinancing their mortgages to ensure they secure the best possible loan terms and interest rates to lower mortgage repayments.

Mortgage rates are dropping! Why are you still overpaying?

We are helping homeowners refinance and save up to $1,500+/month.

See if you qualify for better rates, lower repayments and cash back (takes 60 seconds, no obligation).

Next Step: Complete the questions below to see if you qualify for better rates, lower repayments and cash back (takes 60 seconds, no obligation)

please use +64 when providing mobile number

How it works

Tell Us About Your Mortgage

Tell us about your mortgage details above, then book a call with one of our specialists. We work fully online, no branch visits, no paperwork hassle, just convenience built around you.

Mortgage Review

On the video call, we'll review your current mortgage in detail, checking whether you could get better rates, lower repayments, or cash back. We'll make sure your mortgage is structured to suit your situation

Start Saving On Your Mortgage

We'll collect the key documents and a statement of position from you. From there, we manage the entire process with the bank, securing multiple approvals for you to compare and choose from. Our service doesn't stop there. We'll look after your mortgage on an ongoing basis and remind you when it's coming up for renewal, so you're never caught off guard.

Ready to get started?

TESTIMONIALS

What others are saying

STILL NOT SURE?

Frequently Asked Questions

Here's what we usually get asked

Why should I use a mortgage broker instead of going directly to a bank?

Brokers compare multiple lenders (banks & non-banks) to find the best deal for you, saving time and hassle.
We negotiate better rates/fees
(lenders often offer brokers exclusive deals).
No cost to you
(most brokers are paid by lenders, not you).
Personalized advice (we explain options in plain English and handle paperwork).

How much will it cost me to refinance?

Its free! Well, free for you - the banks pay us so its no cost to you for us to help you with your refinance. The only costs for you would be a lawyer but we can help you find a suitable cost effective lawyer to help.

What do I need to do?

Once you fill out the quiz and book your discovery call, Matthieu will meet with you to devise a plan. We will need a few key docs like IDs, payslips, bankstatments and a statement of position - all up maybe 30 mins of your time to get that together, then we do all the heavy lifting with the banks for you.

How long does it take to refinance?

Once we have your information, the team will put forward the application to suitable lenders and we should have an approval within 5-10 business days.

Why do I need to refinance

Its not essential, but with all the competition with the banks, you may be able to get a better interest rate and cash back if you move to another bank which all results in more money in your pocket each month!

Can I refinance if i have bad credit?

It’s possible but harder. Some lenders may still approve you, but you might face higher interest rates or stricter conditions. We can help find suitable options.

Can I refinance to buy an investment property?

Yes! Many Kiwis refinance to release equity and fund property investments. This is something we can help with and walk you through.

Can I refinance to pay off debt (credit cards, personal loans)?

Yes! This is a popular strategy because: Home loan rates are much lower than credit card rates.

Does this sound familar?

Tired of high interest rates chewing up all of your cash

Feeling like your in a onesided relationship with your bank

Feeling overwhelmed with finding the best interest rates

Dont worry! we can help

MEET THE FOUNDER & Director

Hey, I'm Matthieu

Are you ready for a mortgage strategy that truly supports your goals, lifestyle, and personal situation? You've come to the right place!

As a mortgage specialist, my mission is to transform the often-overwhelming mortgage process into a clear, concise, and empowering experience. I will guide you through the refinancing process to ensure you get a better rate, lower repayments and cash back. Our process is simple, transparent, and tailored to your needs.

Let's work together to create a mortgage strategy that works for you.